What You Need To Know About Portfolio Diversification

November 12, 2009

Portfolio diversification allows you to have the highest possible reward, with the least possible risk. An opportunity any smart investor will take advantage of. This post is a simple introduction to diversification,  geared towards stocks. Portfolio Investment Diversification – Diversification vs. Asset Allocation Diversification and asset allocation are often confused with one another. Think of [...]

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How to Rebalance Your 401K or Other Investment Portfolios

November 11, 2009

Rebalancing is the act of selling or buying assets to return to your desired allocation. Any smart investor, especially an indexer, will take any advantage of all opportunities. Rebalancing is a chance to slightly increase your returns over the long-term.Over time a small increase in return makes a large difference. Over 40 years, a $10,000 [...]

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Best of Money Carnival #24

November 9, 2009

Welcome to the 24th Edition of the Best of Money Carnival. This is the first carnival that I have ever hosted. It’s been a real learning experience for me. I’m amazed at the quantity and quality of content written in the personal finance community. After reading all 50 submissions, here are my top ten favorite. [...]

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Substantially Equal Period Payments: A Hidden Benefit of Retirement Accounts

October 28, 2009

Your IRA and 401K accounts are more flexible than you think. Did you know that if you plan on retiring early, you’re still allowed to take withdrawals penalty free from certain retirement accounts? Introducing SEPP’s Substantially equal period payments, or commonly referred to as a SEPP, gives you the ability to withdrawal penalty free from [...]

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My Biggest Investment Mistakes

October 26, 2009

The biggest investment mistake of my life came early. My story… When I was 21, I had some cash that I wanted to invest. I went to an investment advisor recommended to me through my dad. My dad used his services and I thought it would be a great idea if I did. I sat [...]

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